In The First Half Of The Year, 6.7 Million Small And Medium-Sized Enterprises In China Collapsed, And The Threshold For Small And Medium Sized Enterprises' Income Tax Threshold Is Expected To Increase.

The second Guangdong SME Economic Forum closed in Guangzhou yesterday. The dilemma of "financing difficulties and rising costs" faced by SMEs is highly concerned by the state regulators and business circles. The topic of "private lending" has been publicly published for the first time. When the financing difficulties of SMEs are first solved, when will they be cracked?

This reporter's exclusive interview with the guests, the head of the national development and Reform Commission SME division was informed that the NDRC is currently studying the establishment of a "National SME bank" with relevant departments. In terms of Taxation, it is possible to raise the tax scale standard of small and medium-sized enterprises from the annual tax amount of 300 thousand yuan to about 500 thousand yuan, and raise the income tax threshold.

In the first half of the year, more than 6.7 small and medium-sized enterprises failed.

According to the statistics released yesterday by the SME division of the national development and Reform Commission, under the influence of the slowdown in the international economic situation and the structural adjustment of domestic macro-control, quite a few SMEs are facing difficulties in breaking up the capital chain this year. About 1/10 of the small and medium-sized enterprises above Designated Size in the first half of this year increase the industrial value added rate to nearly 30%, a decrease of 15% compared with the same period last year.

The head of the SME division revealed that according to preliminary statistics, over 6.7 SMEs in the first half of this year collapsed.

As a labor-intensive industry, small and medium-sized enterprises in textile industry have closed down more than more than 10 thousand, and 2/3 textile enterprises are facing reorganization.

This year, the financing bottleneck for SMEs is particularly prominent.

According to the CBRC statistics, the loan volume of major commercial banks exceeded 2 trillion and 200 billion yuan in the first quarter of this year, of which only about 300 billion yuan loans were implemented to SMEs, accounting for 15% of all commercial loans, 30 billion yuan less than the same period last year, and financing for SMEs is facing unprecedented difficulties.

"Private lending" is still in the "blind spot" of regulation.

In an interview with our reporter, the authority of the SME division admitted that it is undeniable that the current private lending business has become an important means of financing for SMEs.

"Private credit is active, however, it is difficult for relevant departments to effectively review private lending institutions, and enterprises have assumed huge market risks in private lending, which is in the blind spot of regulation".

In this regard, the reporter learned that the national development and Reform Commission and the relevant departments have issued relevant rules and regulations.

Including the microfinance business that is being actively promoted, the NDRC recommends that the major commercial banks increase the amount of loans to SMEs, so that the proportion of loans to SMEs will reach the average growth rate of commercial loans nationwide. The authority of the SME Division also revealed that as one of the objectives of establishing a long-term mechanism, China will explore the establishment of a national SME bank to solve the financing problems of SMEs.

In the construction of guarantee institutions, the government will provide necessary support to some guarantee institutions, and the government will subsidize some small and medium enterprises guarantee money.

At the same time, China will explore the establishment of state re guarantee institutions and establish a sound credit guarantee system for SMEs.

At present, the pilot project of establishing government re guarantee institutions in three northeastern provinces has been successful, and is ready to be promoted to all parts of the country.

The threshold of income tax for small and medium sized enterprises is expected to improve.

Reporters also learned from the forum that the state will actively provide necessary assistance to SMEs in the context of financial support.

In terms of Taxation, we now study the threshold for raising the income tax threshold for small and meager industrial enterprises that meet the needs of industrial development. It is possible to raise the standard of tax scale from 300 thousand yuan to 500 thousand yuan. We should gradually establish a tax mechanism that is in line with the development of China's small and medium-sized enterprises, and explore a tax system that will increase the preferential tax rate in accordance with the contribution rate of small and medium-sized enterprises to fiscal revenue.

Guangdong SME regulatory service said that the next step will be to encourage new small and medium enterprises.

In view of the current lack of special funds for small and medium-sized enterprises in terms of industrial pfer, the NDRC studies industrial pfer to support small and medium-sized enterprises in industrial pfer, energy conservation and emission reduction, and measures to prevent pollution as soon as possible.

At the same time, we should strengthen the social service function of small and medium enterprises service agencies and entrepreneurial bases, and build an information public service platform.

The state will further financial support for the training and consulting institutions of small and medium-sized enterprises, support small and medium-sized enterprises and large enterprises, carry out agricultural and sideline products processing trade, promote the informatization of small and medium-sized enterprises, improve production efficiency, and help SMEs develop domestic and foreign markets.

The development and Reform Commission said that the technology innovation fund set up by the state financial appropriation last year reached 3 billion 500 million yuan, but it is still at a low level, and it will increase its investment in the future.

Focus of attention

It is difficult for relevant departments to effectively review private lending institutions, and enterprises bear huge market risks in private lending, and are in the blind spot of regulation.

The national development and Reform Commission is currently studying the establishment of a "National SME bank" with relevant departments. In terms of Taxation, it is possible to raise the standard of small and medium-sized enterprises from 300 thousand yuan to 500 thousand yuan.

The government will give necessary support to some guarantee institutions, and the government will subsidize some small and medium enterprises guarantee money.

At the same time, China will explore the establishment of national re guarantee institutions.

The development and Reform Commission said that the technology innovation fund set up by the state financial appropriation last year reached 3 billion 500 million yuan, but it is still at a low level, and it will increase its investment in the future.