How Should 20 Year Old Use 60 Years Old To Manage Money?

< p > World < a target= "_blank" href= "//www.sjfzxm.com/" > dress < /a > a target= "_blank" href= "_blank" > shoes < < hat net "Xiaobian introduced to you is from 20 years old to use 60 years old worry free financial secrets.

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< p > < strong > if you are more than 20 years old...

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< p > more than 20 years old, soon after work, with limited income, plus the expenses of getting married, buying a car, buying a car and so on, often is "without money and reason", but money management is not only related to money.

Develop a good habit of budget and bookkeeping, control expenditure, reasonable consumption is financial management; investment and enhance self, enhance the ability to earn money, but also financial management.

For young people aged more than 20, increasing income, living within their means and accumulating capital are the best way to manage their finances.

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< p > < strong > if you are more than 30 years old...

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< p > at the age of 30, career is in the rising stage, with considerable income, but expenditure is not small. Many people are "old and small," and the economic pressure is enormous.

At this time, in addition to increasing revenue, it is imperative to gather more wealth for the existing assets to be optimized and allocated rationally.

In addition to evaluating the risk of financial products, it also evaluates its own ability to resist risks, and then chooses the most profitable and controllable financial products.

When you are more than 30 years old, you can bear certain risks when you are in the prime of life, so you can be more bold in choosing financial products.

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< p > < strong > if you are more than 40 years old...

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At the age of P, more than 40, you are the backbone of your family. Your parents can not live without you. The children you are growing up need to take care of. At that time, assets are more than more than 30 years old. But at this time, you can't be too bold in financial management and choose a more stable way. Because if the principal is large and the income is great, you just need to keep this income.

Jiaxing Reed financial planner reminds us of two questions: < /p >

< p > family insurance.

Buy an insurance policy for yourself and your family, such as personal accident insurance, major illness insurance, etc.

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< p > family support for the aged.

The old-age problem also needs to be considered, whether it is to buy commercial insurance endowment, or to earn more "a href=" //www.sjfzxm.com/news/index_cj.asp "wealth" /a "endowment, according to the family situation.

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< p > < strong > if you are more than 50 years old...

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< p > compared with 40 years old, your ability to take risks is also reduced. At this time, the financial strategy should be more prudent, rather than a bold way of managing finances, because this time, unfortunately, it falls down, and it may be difficult to get up again, because there is not much time left.

The importance of family insurance and family care is becoming more and more obvious. If you don't do well at the age of 40, it's still time to prepare.

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< p > < strong > if you are more than 60 years old...

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P > more than 60 years old, the age of retirement, more than half of the accumulation of life is enough to let you live, but inflation, devaluation may involve the quality of your life in your later years, so it is necessary to manage money properly, but the risk of the elderly is weak and prudent.

Jiefong Reed financial planner suggests that if your assets are enough to maintain a high standard of life and there is little demand for wealth, then financial management is based on "stability". You can choose bank deposit, money fund and other relatively small risk < a href= "//www.sjfzxm.com/news/ index_cj.asp" > financial management < /a > way to ensure that your asset growth exceeds inflation.

If you need to improve the quality of your old life through financial management, you can choose fixed income financial products, such as Yisheng monthly profit. The annual yield is expected to be about 10%. In terms of 100 thousand yuan, the monthly income will be 800 yuan, so that you can continue to receive wages after retirement.

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